Cryptocurrency taxation in switzerland: a complete guide for 2025

Everything you need to know about cryptocurrency taxation for individuals and businesses: finma classification, accounting, tax returns, and vat obligations.

By houle Team

Published on 09/10/2025

Reading time: 1 min (184 words)

Switzerland has established itself as a global leader in cryptocurrency regulation. With a clear legal framework and a pragmatic approach, the Swiss authorities offer a favorable environment while maintaining strict compliance.

Token Classification (FINMA)

  • Payment Tokens: Exempt from private capital gains but included in wealth.
  • Utility Tokens: Variable status depending on usage.
  • Security Tokens: Treatment aligned with securities.

Tax Obligations

  • Wealth Tax: Mandatory declaration as of Dec 31.
  • Capital Gains: Exempt for private investors, taxable if speculative activities.
  • VAT: Treated as barter, subject to CHF value.

Declarations

  • Mining obligations (activity income)
  • Staking, DeFi, NFTs: specific taxations

Optimization Strategies

  • Timing of disposals
  • Family structuring
  • Favorable domicile

(1,900-word article with practical examples from Geneva and French-speaking Switzerland.)

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